Cheap Cat Insurance
by Tanya in Cheap Cat Insurance
Are you looking into insurance for your cat? This basic guide will introduce you to benefits, cover choices, special features, and tips for obtaining cheap cat insurance.
What are Benefits of Pet Insurance for Cats?
Cat health insurance is necessary as there is no NHS for pets. Vet services are becoming comparable to medical services for humans. There are expensive diagnostic tests, new treatments, and surgical procedures. Some vets are even recommending complementary treatments such as osteopathy and chiropractic care.
Cat Insurance Policies
- Lifetime health care cover
- Accident, illness and injury cover
- Emergency boarding fees
- Pet travel cover
- Veterinary nurse 24-hour helpline
- Online discount - 10%
Having pet cat insurance ensures that you’ll be able to afford full, high quality treatments in the unfortunate event that your pet falls ill, has an accident, or develops a long-term chronic health problem. Nobody wants to worry about money when concerned about the welfare of an animal friend.
Read more about the benefits of cat insurance.
What Are the Key Choices?
When looking at a cat insurance quote, it is important to understand the difference between different types of cover. The “Rolls Royce” arrangement is a Life Plan. This type of plan stays in effect for a pet’s life, covering all conditions, only subject to annual monetary limits. Life plans cover the cost of chronic and recurring conditions, as well as short-term problems.
Many people need a more economical type of plan. There is a cheaper Life Plan that stays in effect for each condition for life, subject to a monetary limit for each condition.
A Time-limited plan is a solution for someone working within a tight budget. These plans limit cover for each condition for a specified period of time—often 12 months. A 12-month time-limited plan fully covers a condition that lasts 12 months or less; and the initial expenses of longer lasting afflictions.
Read more about the popular pet cat insurance policy options.
Additional Features
Pet insurance is much more than a way of taking care of health expenses. Insurers offer packages with many other features. Some of the following features are part of a basic policy and others are optional:
- Death benefit payment.
- Cost of local advertising and paying a reward for the return of a lost pet.
- Cattery fees paid when you are hospitalized for more than 4 days and nobody is available to look after your pet.
- Cost of cancelling vacation plans when your pet has emergency surgery.
- Health cover for when you travel abroad with your pet.
- Access to advice from vet nurses on the telephone.
- Telephone legal advice.
- Telephone registered pet minder and vet directories.
Read more about the popular cat insurance features.
Five Tips for Selecting a Plan
When selecting a plan, these guidelines may be of assistance:
- Don’t delay making a decision—cover is usually not available for pre-existing conditions.
- Although you can insure at any age, life plans are not available after age 10.
- Talk to your vet about health risks for your cat’s breed.
- To design a cheap cat insurance plan, combine time-limited cover with a high excess. The excess is a fixed amount, about £ 50 to £70, payable for each treatment before the insurer provides cover. Agreeing to pay an excess helps keep premium costs down.
- Enrol online for a discount of 10% or more.
Read more about how to choose cheap pet insurance.
Cat Insurance Policies
- Lifetime health care cover
- Accident, illness and injury cover
- Emergency boarding fees
- Pet travel cover
- Veterinary nurse 24-hour helpline
- Online discount - 10%
Related posts:
- Choosing Your Cheap Cat Insurance Cover
- Popular Cat Insurance Policy Features
- Cat Health Insurance Benefits
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