Popular Cat Insurance Policy Features
by Tanya in Cheap Cat Insurance
Pet cat insurance plans are packages that go beyond basic cat health insurance. Useful features cover common mishaps and provide savings opportunities for those seeking cheap cat insurance. When you obtain a cat insurance quote, find out which features are included and which ones can be purchased as extras.
Beyond Basic Cover for Vet Fees
Beyond basic cover for vet fees and medications, pet insurance for cats helps out in many ways:
Cat Insurance Policies
- Lifetime health care cover
- Accident, illness and injury cover
- Emergency boarding fees
- Pet travel cover
- Veterinary nurse 24-hour helpline
- Online discount - 10%
- Vet Nurse Helpline—A Vet Nurse helpline provides advice any hour of the day or night, answering questions about any aspect of a cat’s care such as food, litter and behavioural problems. When there are signs of illness, talking to an expert can avoid wasting time and money with an unnecessary visit to the vet.
- Legal Hotline—A legal hotline provides advice on legal aspects of caring for your cat.
- Pet Minder Helpline—When you need someone to look after your cat for a few hours or even several days, this type of service provides contact information for registered minders.
- Vet Finder Helpline—This helpline provides directions to the closest vet when a pet suddenly falls ill while away from home.
- Complementary and Alternative Treatments—Many insurers cover herbal medicines and treatments such as massage, acupuncture, and physiotherapy—when recommended by a vet and carried out by a qualified professional.
- Lump Sum for Loss of a Pet—When a pet dies, strays, or is stolen, some plans offer a lump sum equal to the original purchase cost.
- Advertising and Reward—Pet insurance for cats can cover the cost of advertising and paying a reward when your pet disappears.
- Emergency Boarding—If you ever have to go into hospital for a number of days it may not be easy to find someone to care for your pet. Policies often cover cattery fees for these situations.
- Holiday Cancellation—What if your pet falls ill just before you planned to go on a cruise? If surgery is scheduled close to the departure date, some policies reimburse cancellation costs.
- Travelling Abroad—If you travel abroad with your furry friend, make sure the health cover extends to vet costs outside of the UK. Policies also cover other costs such as loss of a pet passport and extra travel costs that come up when mishaps occur.
Cost-Saving Features
If economy is important, look for cost-saving features that allow you to obtain cheap cat insurance. Discounts are available for enrolling more than one cat. For two or more pets there might be a 15% discount or an annual deduction of £12 per pet. Often there is a discount of 10% to 20% for signing up online.
Time-Saving Features
Insurance plans are designed for the busy cat owner. Vet claims can often be sent in directly from the vet’s office—eliminating the need to fill out forms and attach receipts. Researching policies is made easy with online quotes and very readable policy descriptions and summaries. When you are ready to enrol, enjoy the convenience of signing up online or over the telephone.
Cat Insurance Policies
- Lifetime health care cover
- Accident, illness and injury cover
- Emergency boarding fees
- Pet travel cover
- Veterinary nurse 24-hour helpline
- Online discount - 10%
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