Cat Health Insurance Benefits
by Tanya in Cheap Cat Insurance
Are you wondering whether or not you need to purchase pet cat insurance? Perhaps you haven’t had an animal before or you have been fortunate to have had healthy pets in the past?
Having insurance doesn’t mean that your pet will never be in an accident or fall ill—it only means that should these unfortunate events occur, you won’t have to worry about how to pay hundreds or even thousands of pounds for proper veterinary care. The pet insurance industry has developed cheap cat insurance options for those for whom price is a key concern.
Cat Insurance Policies
- Lifetime health care cover
- Accident, illness and injury cover
- Emergency boarding fees
- Pet travel cover
- Veterinary nurse 24-hour helpline
- Online discount - 10%
Better Veterinary Care Means Higher Costs
Over the years veterinary care has improved by leaps and bounds. Now taking a pet in for treatment is comparable to going to the doctor—the only exception being, an animal isn’t recognized under the NHS!
Vets diagnose animals carefully, with tools such as X-rays and ultrasound, and offer medications, ointments, drops, surgeries and even complementary options, such as physiotherapy, acupuncture, hydrotherapy, and osteopathy. The only way most individuals can pay for unexpected veterinary costs is with the assistance of cat health insurance.
Common Injuries and Health Conditions
Cover for cats doesn’t eliminate all of your vet costs—basic preventative care such as vaccinations, worming, and neutering continue to be your responsibility. However common injuries and illnesses are covered, for example:
- Cuts
- Accidental swallowing
- Road accidents
- Broken bones
- Ear infections
- Gastroenteritis
- Growths
- Diabetes
- Arthritis
- Eczema.
A visit to the vet usually costs at least £220. Should your cat develop a chronic condition, fees can amount to £400 to £500 per year. Surgery alone can cost about £300 and an overnight stay at the vet can add on another £300.
Pet Plans Are Not Expensive
There is a wide selection of plans, including cheap cat insurance packages starting as low as £4 per month. Policy maximums, annual limits, cover periods, excess levels, and co-insurance options vary, allowing individuals to balance annual premium costs against the risk of high costs in the future.
Pet Insurance for Cats Offers Special Features
A typical plan offers more than basic health cover. Insurers offer many additional features. When negotiating a package be sure to clarify which of these features are included and which are offered at extra cost:
- A benefit payable in the event of death, theft, or disappearance of your cat.
- Assistance paying for advertising and reward when your cat can’t be found.
- Cover for travelling abroad with your pet.
- Helplines providing cat care advice, information about vets abroad, and names of registered pet minders.
- Cattery fees for when you are hospitalized.
Making Arrangements is Simple
It is easy to obtain a cat insurance quote from one or more insurers, online or over the telephone. If you are detail-oriented, review policy summaries and policy descriptions—these are provided online in simple English. Choose between a single annual payment and monthly instalments, with or without a small administrative fee. If for any reason you have second thoughts, you have 14 days from your enrolment date to cancel, as long as you haven’t submitted a claim.
Cat Insurance Policies
- Lifetime health care cover
- Accident, illness and injury cover
- Emergency boarding fees
- Pet travel cover
- Veterinary nurse 24-hour helpline
- Online discount - 10%
Related posts:
Comments
Leave a Reply